Download the mermaid template, print, and cut out the pieces you need.

Begin making the mermaid by gluing the tail to the base of the torso.

Take the swim top and line it up so the top reaches the shoulders. Glue it in place.

Place the bangs at the top of the head and glue them down.

Position the hair with the braid angled slightly outward, then glue the head to the middle of the hair circle.