Download the mermaid template, print, and cut out the pieces you need.
Begin by gluing the swim top to the mermaid's torso.
Next, take the tail and glue it to the back and bottom of the mermaid's waist.
Glue the mermaid's bangs to the top of her head.
Place the arms, one on each side of the body, and glue them to the back of the body. Angle them out slightly so they can hold the heart.
Next, glue the hair to the back of the mermaid's head and upper body.
Write a short message on the heart, then glue it to the mermaid's torso. Pull out the hands so they rest on top of the heart.
Optionally: Put a sticker or embellishment in the mermaid's hair.
Finish it off by using a marker to draw scale marks along the tail.